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New Royal ONE Credit Cards to Reward Spending Across 3 Cruise Brands

  • March 31, 2026
Royal Caribbean Fleet

The Royal Caribbean Group and Bank of America today announced the launch of Royal ONE Visa Signature and Royal ONE Plus Visa Signature credit cards.

According to a press release, the new tri-branded cards will simplify how travelers earn and redeem rewards across the company’s brands: Royal Caribbean, Celebrity Cruises and Silversea.

The company said that the Royal ONE cards continue its “multi-year journey to reimagine loyalty and unlock more value for guests to maximize their vacation experiences.” The cards will be available in the coming weeks.

“Royal ONE and Royal ONE Plus strengthen how we recognize and reward our loyal guests across our leading vacation brands,” said Jason Liberty, chairman and CEO of Royal Caribbean Group.

“These new cards bring together the ways our guests vacation across Royal Caribbean, Celebrity Cruises, and Silversea – making it easier to earn and use rewards, so every trip delivers greater value and more meaningful experiences.”

Royal Caribbean explained that the new credit cards were designed to help holders earn points faster and use them more seamlessly.

Passengers will be able to gain points on both everyday spending and vacation purchases with the group’s brands.

The new Royal ONE program also offers a convenient way to redeem rewards across brands, the company added.

The Royal ONE Credit Card is available at no annual fee and offers points multiplied by three on purchases with Royal Caribbean, Celebrity and Silversea.

Holders will also earn twice the regular points when buying groceries and gas or charging their electric vehicles. Regular points will be offered on all other purchases.

Travel perks for the card include priority boarding for Royal Caribbean and Celebrity Cruises, a $100 anniversary reward after qualifying spend, Visa Signature travel protections and no foreign transaction fees.

For a $99 annual fee, the Royal ONE Plus Credit Card offers more points, including four times the regular points on purchases with Royal Caribbean, Celebrity Cruises and Silversea.

The card also offers twice the points on groceries, gas and EV charging, as well as air, hotel and dining charges.

Vacation perks for the Royal ONE Plus card include priority suite boarding for Royal Caribbean, Celebrity Cruises, and Silversea vacations, priority luggage handling with Royal Caribbean and Celebrity Cruises, a $200 anniversary reward after qualifying spend, a $120 TSA PreCheck/Global Entry credit every four years, Visa Signature travel protections and no foreign transaction fees.

“We’re pleased to expand our long-standing partnership with Royal Caribbean Group, a leader in global vacation experiences,” said Lora Monfared, head of consumer card products at Bank of America.

“Offering both a no-fee card and an enhanced rewards card gives travelers more ways to maximize spending and earn bigger rewards.”

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